Freedom to Move With Finnis Finance

Finding the right finance option is as important as finding the right car. This is why we at Complete Auto Solutions established our own finance company, Finnis Finance. Finnis Finance are fully accredited finance brokers. We have access to the most competitive rates in South Australia and we can arrange a loan tailored to suit any purchase.




Medical Equipment


Plant & Machines


Work Equipment


A Finance Lease is an agreement between the financier (lessor) and the client (lessee) whereby the client agrees to rent equipment from the lender for a set term, with a predetermined residual value. The rent installments are usually considered up to 100% tax deductible. The GST applicable to the purchase of the asset is paid for and claimed back by the financier.

Novated Lease

A Novated Lease is an arrangement that enables companies to provide motor vehicle benefits to employees without the risk of ownership and management of a vehicle fleet. The user of the vehicle obtains the Lease and payments are deducted from the employee’s gross salary. A Novated Lease can be transferred to a new employer, and the employee can choose the car that suits their requirements.

Hire Purchase

Hire Purchases are used most commonly for businesses to acquire plant and equipment and in most cases, without initial capital outlay. Where the goods are used to produce income, the interest charges and depreciation are a taxation deduction. Repayments are fixed providing certainty in cash flow expenses for the business. A balloon payment can be included in the loan structure to suit cash flow and taxation.

Chattel Mortgage

Chattel Mortgage is an alternative and popular form of equipment finance. A Chattel Mortgage allows the client to purchase equipment directly form a supplier, and the financier takes a charge over that equipment. This facility is particularly useful if a business accounts for GST on a cash basis, as in most cases it enables the company to claim the GST up front, rather than over the term of the loan.

Please note that this information is of a general nature only. Please seek professional legal and taxation advice as to the suitability of any product.